Easy and Affordable Loan

 

Acquiring A Loan


For financing everything from school tuition to home renovations and holidays, McTamney’s offers easy and affordable loan solutions.

 


Simple, Smart Financing

  • The process is fast and easy
  • No credit checks are involved
  • Upon approval, the cash payout is immediate
  • There’s no interest or payments required for 12 months
  • There’s no penalty or additional fees for paying off your loan early


How it Works

McTamney’s provides collateral loans, which simply means that an item of value is pledged in exchange for a loan.  We accept a wide range of items to be used as collateral– from fine jewellery and electronics to musical equipment and instruments. Popular Brands

Simply bring in your items for inspection and let us know the monetary figure you would like to borrow. There’s no red tape, credit checks, time delays or complicated paperwork.

Once a loan amount has been agreed upon, a loan ticket is processed for your records and the loan amount is paid out to you immediately. We securely store your items until the loan is renewed or the goods redeemed on or before the one year anniversary date of the loan.

Popular Brands & Items

Jewellery:



Music, Electronics, Bikes, Cameras:

Interest & Fees

McTamney’s collateral loans are pledged at a rate of 2% simple interest per month plus any applicable service fees.
The loan contract is for one year and can be renewed on or before the one-year anniversary date of the loan.

Loans can be redeemed at any point during the one-year term, provided that the full amount of loan is repaid, including interest and applicable service fees.

Terms & Conditions

All loans are subject to the following Terms & Conditions:
 

  • Loan may be renewed by payment of interest & applicable service charges on or before the one year anniversary date of the loan.
  • Loan is redeemed by payment of principle, plus interest & applicable service charges on or before the one year anniversary date of the loan.
  • Interest is 2% per month simple interest
  • Other applicable charges may apply
  • Cash or Debit are the only forms of payment accepted
  • Government ID required, other than Health Card
  • Must be 19 years of age or older.
  • A loan or loan ticket is not transferrable to other persons.
  • It is the responsibility of the client to notify McTamneys’ Loans Manager of a change of address or lost ticket.
  • Not responsible for loss or damage
  • It is the responsibility of the client to repay the loan plus applicable charges on or before one year anniversary date of the loan.

 

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